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Growing up watching shows like Shark Tank and Dragon’s Den, I was always fascinated by the idea of supporting startups and helping entrepreneurs. Not only does it feel good to support small businesses, but you also get a chance at receiving significant returns if the startup is successful. And now that I am an accredited investor, I’ve finally been able to access this high-growth asset class through
Linqto is an innovative startup investing platform. It provides investors with access to the private markets, which typically have higher return rates than stocks and bonds. Linqto also has a wide variety of features that make it easy for accredited investors to find companies they want to invest in.
The platform’s goal is to lower barriers of entry into the private markets by removing the need for intermediaries and third parties, while providing better liquidity than traditional asset classes such as stocks and bonds.
In this Linqto review, we will go over the platform’s features, how to use Linqto, and provide an overall assessment of whether or not you should invest in startups using this innovative investing platform.
Linqto Review: Platform Highlights
Linqto is a startup investing platform that makes it easy for accredited investors to invest in startups. The three main highlights of the platform are as follows:
- No intermediaries needed – Linqto does not require a third party or intermediary, which means lower fees and better returns.
- Easy access & liquidity – Investing through Linqto is quick and easy with the ability to withdraw your money whenever you want.
- High return rates – The platform has a great investment record for startups, making it an ideal place for accredited investors to invest in high growth private markets through Linqto.
- Successful exits – To date, Linqto investors have experienced a number of exits on companies including Robinhood, SoFi, and Coinbase.
What is Linqto?
Linqto started out in 2013 with a mission of making it easier for individual investors to invest in startups and growing companies by reducing barriers of entry into this asset class. By eliminating intermediaries like brokers, middlemen, or third parties (which can cause problems from inefficient markets to high fees), Linqto allows investors direct access into the private markets.
In addition, by removing intermediaries and reducing barriers of entry, Linqto can provide higher returns than traditional asset classes such as stocks and bonds – especially for accredited investors looking at more growth-centric investments with better liquidity.
How Does Linqto Work?
Investors can create a free account on Linqto and make investments in companies through the platform. All you need to do is deposit money into your Linqto account, choose which startups or businesses you would like to invest in, place an order for how much equity you want, and then wait for that investment opportunity to be executed.
Currently, there are 14 different startups available for investment. Here are some of the companies that are listed on Linqto:
- Ripple (XRP)
- Varo Bank
- And 10+ others
As an accredited investor, you can view detailed information on each startup listed on the platform. This includes financial statements (like revenue projections) as well as information on the team, such as their background and experience.
Once you find a startup that interests you, all it takes is a click of a button to invest in them – through your Linqto account.
Fortunately, on the platform there are no fees or hidden costs, so you can get the most bang for your buck. However, there is a hefty minimum investment of $10,000 and you must be an accredited investor to use the platform.
Accredited Investor Requirements
In order to qualify as an accredited investor, you must meet the following requirements:
Have a net worth greater than $1,000,000 (excluding your primary residence) OR have income above $200,000 for each of the last two years ($300,000 with spouse), and expect to reasonably maintain that level.
If you don’t meet either of those criteria, you’re also able to qualify by passing one of these three exams:
- Series 7
- Series 65
- or Series 82
If you do not qualify as an accredited investor, then check out some of our other blog posts and articles to learn how to invest in startups using different websites/investing platforms:
The Linqto platform offers a wide range of features to help investors find the perfect startup to invest in.
Startup Database – With access to information on 14 different startups, accredited investors can easily research and choose which companies they want to invest in.
Background & Experience Checker – Find out detailed information about each person involved with a specific company, including their background and work experience.
Financial & Financial Statement Information – In addition to background and experience information, investors can also see detailed financial statements from each company listed on the platform.
Trending Investments – Browse investments that are trending or popular right now by seeing a list of top-performing companies currently for sale in the private markets.
Fortunately for investors, Linqto does not charge any fees to use the platform. This means no management fees, no brokerage fees, no carried interest, and most importantly, no hidden fees.
However, this does come at the cost of not being able to sell your shares early. Unlike some other startup investing platforms like StartEngine that allows investors access to a secondary market, Linqto only allows you to invest in the company and hold onto your shares.
- Access to invest in a variety of high growth tech companies
- No fees to use the platform, making it more cost-effective
- Investors can view financial statements and background information about companies listed on Linqto
- Minimum investment of $10000 makes investing accessible for accredited investors looking at growth-centric startups.
- Limited liquidity means that you must hold onto your shares in order to keep your investment
- No secondary market means that you cannot sell or trade shares on Linqto if needed
- Accredited investors only – not open to the general public, excluding a large group of potential investors from using Linqto
Linqto Review: Final Thoughts
In conclusion, Linqto is a platform designed to allow accredited investors to easily invest in startups. The company offers a variety of high-quality companies to choose from, and makes private investing available to the everyday investor.
Though they do not offer a secondary market for selling your shares early, this is offset by the lack of fees and minimum investment threshold.
Overall, Linqto offers an easy platform for accredited investors to find promising startup investments. It also provides detailed background information on each company listed. Making it quick and simple to research which companies you want to invest in!
If you’re an accredited investor looking for new opportunities, sign up with Linqto today to start your angel investing journey!